How Can Adjusters Accurately Resolve Lightning Claims?

Direct lightning strike to electrically powered equipment is rare, and many claims originally reported as lightning losses may have been caused by high voltage surge or wear and tear. Furthermore, some claimed equipment may be non-damaged. StrikeCheck’s Lightning Verification Reports and onsite assessments can confirm or exclude lightning as a cause of loss for weather-related claims, including fires that occurred at the same time as a thunderstorm.
StrikeCheck's expert property evaluations can help adjusters quickly and accurately determine cause of loss and scope of damage.

 

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Electronics are susceptible to damages from lightning and surges and are often included in property claims. Be able to better differentiate between the two perils with StrikeCheck’s eBook, “An Evaluation of Surge and Lightning Damage to Electronics and Specialty Claims.”
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Lightning and high voltage surge can impact a variety of items – though it may not be noticed right away. This can result in policyholders needing to add more property to a claim after it’s already been filed. The adjuster had already sought StrikeCheck’s assistance to examine the electronics included in the claim. Luckily, the team was equipped to take on any changes in scope requested by the carrier.
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